Frequently Asked Questions

Got questions? You’re not alone. Here are the most common questions we get about funding, credit, and our partner platform. Still need help?

Will checking my funding options affect my credit?
No. Our prequalification process uses soft-pull or no-pull methods depending on the program. You can explore options with no risk to your score.
How fast can I get funded?
Depending on the program, you can receive funds in as little as 24 hours (for MCA) or up to 90 days (for SBA loans).
Will applying hurt my credit?
No — we use a soft pull or no pull during the prequalification stage.
What’s the fastest funding program?
Merchant Cash Advances and Invoice Factoring can fund in as little as 24–48 hours.
Can I get funding with bad credit?
Yes — we have options for all credit profiles and industries.
What documents will I need?
Common documents include bank statements, tax returns, and a business plan, depending on the loan type.